One from American Express®
- Get $50 after Your First Purchase
- No Pre-Set Spending Limit
- Earn a Competitive Annual Percentage Yield (APY), Currently 2.75% (Variable Rate As of 4/15/2008)
- Never Pay Interest on New Purchases
- The Savings Accelerator(SM) Plan Contributes 1% of Eligible Purchases into an FDIC-Insured High-Yield Savings Account in Your Name
- No Annual Fee for the First Year - A $35 Savings
- Express Approval. Get a Decision in less than 60 Seconds
- Apply Online Now
| Intro APR | Period | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|---|
| No Introductory Rate Available | 0 Months | As low as 10.99% | None | $35 |
One from American Express® Review
Card Rating: 
The One from American Express card is designed to help card holders boost their personal savings. The ONE card's account is linked with a savings account from American Express Bank, FSB, and utilizing the savings accelerator, a percentage of purchases made with the card get deposited to that savings account where it earns a variable rate of interest. This account does not have any fees, there no minimum balance required, and there are no penalties for withdrawing funds, and the first purchase with the card earns a bonus deposit into the savings account. There is no pre-set spending limit with the ONE from American Express card, and no interest on new purchases when they carry a balance.
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