Efectiva™ Platinum Plus® Visa® Review

Card Rating:

The Efectiva Platinum Plus Visa allows cardholders to earn a 1% cash back rebate on all purchases. Cardholders earn one point for every $100 spent in net monthly purchases and five points for the first purchase made on the card. Cardholders receive a $25 check or credit to the account for every 25 points that are earned. This card has a low interest rate for purchases, no annual fee, and a 0% introductory rate on purchases, balance transfers, and cash advance checks for the first six billing cycles. Additional card features include auto-rental insurance, travel and emergency assistance services, and purchase replacement.

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