Citi CashReturns(SM) MasterCard®

  • Earn a Full 1% Cash Back on Every Purchase
  • Get a 20% Bonus on the Cash Back Earned on All Purchases for the First 12 Months
  • Checks Will Be Sent Automatically Every Time You Earn $50 - No Calling Necessary
  • 0% APR* on Balance Transfers for up to 12 Months
  • No Annual Fee
  • Apply Online Now
Intro APR Period Regular APR Credit Needed Annual Fee
0% APR for up to 12 Months 0 Months As low as 9.99% None $0

Citi CashReturns(SM) MasterCard Review

Card Rating: StarStarStarStarHalf Star

The free rewards program carried on the Citi CashReturns(SM) MasterCard provides a significant rebate on purchases during an introductory period and a lesser rebate on all purchases after the introductory period expires. In addition, cardholders who make large transactions will earn CitiDollars. Once a cardholder earns a certain amount of CitiDollars, Citibank will issue them a check to match the amount.

This card also features zero liability for unauthorized transactions, travel accident insurance, auto rental insurance and other benefits. There is no annual fee and a relatively low interest rate on purchases even after the introductory rate has expired.

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