Bank of America Visa Signature® WorldPoints™ Reward

  • No Annual Fee
  • Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles
  • Earn 1 Point for Every $1 in Net Retail Purchases
  • Absolute Fraud Protection
  • Online Access and 24-Hour Service
  • Access to the MyConcierge Service, a Unique Personal Assistance Service
  • Card Issued by FIA Card Services, N.A.
  • Apply Online Now
Intro APR Period Regular APR Credit Needed Annual Fee
0% APR for 12 Billing Cycles 0 Months 9.99% / 15.99% Fixed Excellent $0

Bank of America Visa Signature WorldPoints Rewards Review

Card Rating: StarStarStarStarStar

Bank of America offers individuals a basic but satisfying rewards program with this credit card. Cardholders can earn one point for every dollar spent on general purchases made with the card. They have five years to redeem their points for rewards like gift certificates, merchandise, cash and travel.

The card also has no annual fee and features a personal concierge service, an attractive introductory interest rate and online access.

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