Find the Best Student Credit Card Offer
There is an entire segment of the credit card industry that is focused providing student credit cards to college students. It can be challenging for most college students to qualify for a regular credit card because they don't earn enough to qualify, or they have not yet established a credit rating for the issuers to consider extending them credit.
Some student credit card issuers offer special cards marketed exclusively to college students, which relax the regular qualifications for approval, and some offer cards that are linked with their parents existing accounts. These cards often have features and rewards that would be appealing to this age group.
Prepaid cards are another option for college students, which allow parents to deposit money on the card. The student can then use the card where ever credit cards are accepted, and as they spend the balance it can be easily replenished.
Student credit cards offer a good opportunity to learn about the importance of paying bills on time, which will ultimately help them to establish a good credit score.
Online Applications for Student Credit Cards
These online credit card applications keep your personal data safe by utilizing SSL technology.
Fidelity Investments® 529 College Rewards® American Express®
- Earn 1.5% on Net Retail Purchases Charged to the Card
- Fidelity 529 Dollars Earned Will be Transferred to Your Fidelity Managed 529 Plan Account Automatically
- 0% Introductory Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- With American Express Selects(SM), Enjoy Special Online Offers for Your Family from Merchants Around the World
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | 16.99% Fixed | None | $0 |
Discover® Student Card
- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus® Partners*
- Customer Service in Less than a Minute, Anytime You Want
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Interest* for 6 Months | 14.99% Variable | Very Good | $0 |
Citi® Platinum Select® Card for College Students
- 0% APR* for 6 Months on Purchases, Cash Advances, and Balance Transfers
- No Minimum Income or Cosigner Required
- No Annual Fee
- $0 Liability on Unauthorized Purchases
- FREE Online Account Management
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 6 Months | 12.99% Variable | Very Good | $0 |
Chase +1(SM) Student MasterCard®
- 0% Introductory APR on All Purchases and Balance Transfers for Up To 3 Months
- No Annual Fee
- Earn 15 Karma Points Just by Getting Approved for a Chase Credit Card
- Earn More Karma Points at Facebook.com/plus1
- Share Points with Friends, Give Points to Support Causes
- Get the Limited Edition Facebook T-Shirt with 10 Karma Points
- Get Music, Movies, Electronics and More with Your Karma Points in the Chase +1 Store
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for up to 3 Months | 14.99% Variable | None | $0 |
Capital One® No Hassle Cash(SM) Rewards for Students
- If You Have a Limited Credit History or Past Credit Problems, This Cash Rewards Card is for You
- 25% Annual Bonus on the Cash You Earn During the Year
- 1% Cash Back on Purchases You Make from Day One
- No Limit on Cash Back and Rewards Won't Expire for the Life of Your Account
- 0% APR on Purchases Until December 2008. After that, Variable APR, Currently 16.65%
- *See Capital One® Important Disclosures for More Information
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% on Purchases until December 2008 | 16.65% Variable | Very Good | $29 |
Citi® Driver's Edge® Card for College Students
- 0% APR for 6 Months on Purchases, Cash Advances, and Balance Transfers
- Earn Rebates Towards Any Car, New or Used**
- Build Your Credit History
- Free Online Account Management
- $0 Liability on Unauthorized Purchases
- No Annual Fee
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 6 Months | 14.99% Variable | None | $0 |
Discover® Student Card - Tropical Beach
- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus® Partners*
- Customer Service in Less than a Minute, Anytime You Want
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Interest* for 6 Months | 14.99% Variable | None | $0 |
Citi® Bronze® / AAdvantage® Card for College Students
- No Annual Fee for Your Card and Free Membership in the American Airlines AAdvantage® Program
- Earn 1 AAdvantage® Mile for Every $2 You Spend on Purchases — Up To 25,000 Miles Per Year
- Redeem AAdvantage® Miles with Over 20 of the World's Top Airlines, Major Car Rental Companies, and Hundreds of Luxurious Hotels Worldwide
- No Minimum Income or Cosigner Required
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 6 Months | 14.99% Variable | None | $0 |
Discover® Open Road(SM) Card for Students
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Interest* for 6 Months | 14.99% Variable | None | $0 |
Discover® Student Card - Clear
- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus® Partners*
- Customer Service in Less than a Minute, Anytime You Want
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Interest* for 6 Months | 14.99% Variable | None | $0 |
Citi® Dividend Platinum Select® Card for College Students
- 0% APR* for 6 Months on Purchases, Cash Advances, and Balance Transfers
- Earn 5% Cash Back on Purchases at Supermarkets, Gas Stations, Convenience Stores, and Utilities Including Cable for 6 Months and 2% thereafter
- No Minimum Income or Cosigner Required
- No Annual Fee
- FREE Online Account Management
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 6 Months | 13.99% Variable | Very Good | $0 |
Citi® mtvU™ Platinum Select® Visa® Card for College Students
- 0% APR* for 6 Months on Purchases, Cash Advances, and Balance Transfers
- Earn 5 ThankYou® Points for Every Dollar You Spend at Restaurants, Bookstores, Record Stores, Movie Theaters, and Video Rental Stores
- Earn 1 ThankYou® Point For Every Dollar You Spend on All Other Purchases
- Earn 25 ThankYou® Points for Paying on Time
- Earn 250-2000 ThankYou® Points Twice a Year for Maintaining a Good GPA
- Redeem Points for Gift Cards, MTV Events, and Airline Tickets
- No Annual Fee
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 6 Months | 13.99% Variable | Very Good | $0 |
Discover® Student Card - Monogram Collection
- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus® Partners*
- Customer Service in Less than a Minute, Anytime You Want
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Interest* for 6 Months | 14.99% Variable | None | $0 |
Capital One® Standard Platinum for Students
- If You Have a Limited Credit History and are Starting to Establish a Credit Foundation, this Card Can Grow While Providing Great Benefits
- 0% APR on Purchases Until December 2008. After that, Variable APR, Currently 19.55%
- No Annual Fee or Balance Transfer Fees
- A Manageable Credit Line to Help Control Your Finances
- $0 Fraud Liability if Your Card Gets Lost or Stolen
- Online Account Services
- *See Capital One® Important Disclosures for More Information
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% on Purchases until December 2008 | 19.55% Variable | Very Good | $0 |