Find the Best Cash Back Credit Card Offer
Cash back credit cards are cards that offer rewards or incentives to customers to use the cards. These programs essentially give customers a discount on their purchases through rebates, cash back points or frequent flyer miles, dining reward points, rebates for certain brand names, and travel gas rewards among others. Some of the programs include an insurance plan for rental cars. There are rewards programs that help you save for your child's college education. These are usually reserved for customers with good credit scores.
There are a wide variety of reward programs, so choose the ones that best suit your needs when you are comparing the different credit card offers. The prospect of being able to have a credit card with such lucrative rewards is good incentive for customers to maintain a good credit score.
When you use your cash back credit card to make purchases, dine at restaurants, or pay for travel expenses, you are earning reward points, miles or cash rewards which will be paid to you at the end of the year.
Online Applications for Cash Back Credit Cards
These online credit card applications keep your personal data safe by utilizing SSL technology.
TrueEarnings® Card from Costco and American Express
- Earn Cash Back - 3% for Gasoline, 3% for Restaurants, 2% for Travel, 1% Everywhere Else, Including Costco
- No Annual Fee with Your Paid Costco Membership
- The TrueEarnings Card Serves as Both Your American Express Credit Card and Your Costco Membership Card
- No Limit on the Cash Back Earned
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 3 Months | 14.99% Variable | None | $0 |
Clear from American Express®
- No Fees of Any Kind. No Annual Fee, No Late Fees, No Over-Limit Fees, No Balance Transfer Fees, No Cash Advance Fees
- 0% Intro APR for Up to 12 Months
- Automatic Rewards. You'll Get an American Express Branded Shopping Card Worth $25 Delivered Straight to Your Door Every Time You Spend $2,500
- Pay in Full, or Carry a Balance
- Express Approval. Get a Decision in Less than 60 Seconds
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for up to 12 Months | As low as 9.99% Variable | None | $0 |
Financial Rewards® Visa® Platinum Plus® Card
- 0% Fixed Intro APR on Balance Transfers
- No Annual Fee
- Get Cash Back on Purchases - as Much as $600 Per Year
- Receive 5 Bonus Points with Your Very First Purchase - 1 Point Equals $1 in Rebates
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 6 Billing Cycles | As low as Prime + 5.99 Variable | Very Good | $0 |
Chase Freedom(SM) Credit Card
- Receive $50 after You Make Your First Purchase
- 3% Cash Back in Your Top 3 Everyday Spending Categories
- 1% Cash Back for Every $1 You Spend on All Other Purchases
- Receive an Extra $50 Each Time You Save and Redeem $200 in Rewards
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | 14.99% Variable | Excellent | $0 |
Discover® More(SM) Card - Clear
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | 10.99% Variable | Very Good | $0 |
Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card
- *Earn 1% Cash Back on All Purchases with No Limit to How Much You Can Earn and No Fees to Redeem Your Cash Back Credit
- *No Annual Fee
- *100% Fraud Protection
- *Free Online Account Management
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | 9.99% / 15.99% Fixed | Very Good | $0 |
Capital One® No Hassle Cash(SM) Rewards - Good Credit
- For Customers with Good Credit
- 2% Cash Back on Purchases at Gas Stations and Major Grocery Stores and 1% Cash Back on All Other Purchases
- No Limit on Cash Back and Rewards Won't Expire for the Life of Your Account
- 16.9% APR on Purchases and Balance Transfers
- Request Your Cash Back Rewards Whenever You Want
- *See Capital One® Important Disclosures for More Information
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | 16.90% | Very Good | $0 |
HSBC Weekend Card®
- Earn 2% Cash Back on Saturday and Sunday on Every Purchase, Everywhere
- Also Earn 1% Cash Back on Card Purchases Monday through Friday
- Get a 0% Introductory APR on Card Purchases and Balance Transfers for 12 Months*
- No Annual Fee
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Months | 8.99% - 17.99% Variable | Very Good | $0 |
IberiaBank Visa® Gold Cash Back Rewards Card
- 1% Cash Back on Everything You Buy From Day One
- No limit on Cash Back; No Expiration for the Life of Your Account
- 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles
- No Minimum to Redeem for Cash
- No Annual Membership Fee
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 6 Months | 5.99% Variable | Good | $0 |
Discover® More(SM) Card - Wildlife Collection
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | 10.99% Variable | Very Good | $0 |
Bucksback(SM) Platinum Edition® Visa® Card
- Receive $50 the First Time You Use Your Card*
- Earn Cash Back on Every Purchase*
- Earn Additional $25 Reward Check or Rebate Credit to Your Account* for Every $2,500 in Purchases on the Card
- Online Access to View Transactions, Pay Your Bill, View up to 7 Years Prior Statements, and More!
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | 14.99% Variable | Very Good | $0 |
BucksBack(SM) Platinum Edition® Visa® Card - 0 for 6 PO
- Introductory 0% APR* on Purchases for the First 6 Billing Cycles After Your Account is Opened
- Receive $25 the First Time You Use Your Card During the First Three Billing Cycles
- Earn Cash Back on Every Purchase
- Earn an Additional $25 Reward Check or Rebate Credit to Your Account for Every $2,500 in Purchases on the Card
- Online Access to View Transactions, Pay Your Bill, View Up to 7 Years of Prior Statements, and More!
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 6 Billing Cycles* | As low as 11.99%* Variable | Very Good | $0 |
Discover® More(SM) Card
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | 10.99% Variable | Very Good | $0 |
Chase Free Cash Rewards(SM) Visa® Card
- Earn 1 Point for Every Dollar in Purchases
- 1,000 Bonus Points with Your First Purchase
- Intro 0% Fixed APR for Up To 12 Months
- No Annual Fee
- Get Your Rewards with as Few as 2,500 Points
- Choose from Either a $25 Check or a $25 Gift Card/Certificate for Every 2,500 Points Earned
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for up to 12 Months | 10.99% Variable | Very Good | $0 |
Total Merrill(SM) Cash Back Visa® Card
- 1% Cash Back on Virtually All Purchases
- No Annual Fee
- No Annual Fee and a Low Competitive 9.99% Annual Percentage Rate (APR)
- Low 9.99% APR for Retail Purchases†
- Credit Line may be as High as $250,000
- Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 1.9% APR for 12 Months | 9.99% Fixed | None | $0 |
Discover® More(SM) Card - Monogram
- Earn More Cash in More Ways Than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback Bonus® When You Shop Online*
- Double Rewards With More than 80 Cashback Bonus® Partners*
- 0% Intro APR*
- Choose Your Personalized Design
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | 10.99% Variable | Very Good | $0 |
Discover® More(SM) Card - Sealife Collection
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | 10.99% Variable | Very Good | $0 |
Capital One® No Hassle Cash(SM) Rewards
- 25% Annual Bonus on the Cash You Earn
- 1% Cash Back on Every Purchase
- 0% APR on Purchases Until December 2008. After that, Variable APR, Currently 16.65%
- No Limit on Cash Back and Rewards Won't Expire for the Life of Your Account
- Redeem Cash Whenever You Want
- *See Capital One® Important Disclosures for More Information
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% on Purchases until December 2008 | 16.65% Variable | Very Good | $29 |
HSBC Platinum MasterCard® with Cash Back Rewards
- Earn a Full 1% Cash Back on Every Purchase You Make with Your Card, Regardless of Where You Make It
- Enjoy a 0% Introductory APR on Card Purchases and Balance Transfers for 12 Months
- Take Advantage of Platinum Benefits Like Unlimited Purchase Protection, Extended Warranties, and Car Rental Insurance
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Months | 8.99% - 17.99% Variable | Very Good | $0 |
Citi CashReturns(SM) MasterCard®
- Earn a Full 1% Cash Back on Every Purchase
- Get a 20% Bonus on the Cash Back Earned on All Purchases for the First 12 Months
- Checks Will Be Sent Automatically Every Time You Earn $50 - No Calling Necessary
- 0% APR* on Balance Transfers for up to 12 Months
- No Annual Fee
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for up to 12 Months | As low as 9.99% Variable | None | $0 |
Discover® Motiva(SM) Card
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- Free Payment by Phone or Online-Even on Your Payment Due Date
- Choose a Payment due Date That Meets Your Needs
- No Annual Fee
- Online Account Access
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 3.99% Intro APR* | 10.99% Variable | None | $0 |
Personalized BucksBack(SM) Visa® Card
- Personalize Your Credit Card With Your Favorite Photo or Image
- Introductory 0% APR* on Purchases for the First 12 Billing Cycles After Your Account is Opened
- $10 Reward Check Upon Account Approval
- $10 Reward Check When You Make Your First Purchase With your BucksBack(SM) Visa® Card
- Earn an Additional $25 Reward Check of Rebate Credit to Your Account* for Every $2,500 in Purchases on the Card
- Online Access to View Transactions, Pay Your Bill, View Up to 7 Years of Prior Statements, and More!
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles* | 9.99%* Variable | Very Good | $0 |
One from American Express®
- Get $50 after Your First Purchase
- No Pre-Set Spending Limit
- Earn a Competitive Annual Percentage Yield (APY), Currently 2.75% (Variable Rate As of 4/15/2008)
- Never Pay Interest on New Purchases
- The Savings Accelerator(SM) Plan Contributes 1% of Eligible Purchases into an FDIC-Insured High-Yield Savings Account in Your Name
- No Annual Fee for the First Year - A $35 Savings
- Express Approval. Get a Decision in less than 60 Seconds
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | As low as 10.99% Variable | None | $35 |
Discover® More(SM) Card- American Flag
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | 10.99% Variable | Very Good | $0 |
Blue Cash® from American Express
- Earn Up to 5% Cash Back on Everyday Purchases - Even Gas!
- No Annual Fee
- 0% APR for Up to 12 Months on Purchases
- Low Balance Transfer Rate - 4.99% Fixed APR for the Life of the Balance
- Express Approval. Get a Decision in Less Than 60 Seconds
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for Up to 12 Months | As low as 8.99% Variable | None | $0 |