Find the Best Business Credit Card Offer
For any size business, business credit cards have many benefits for making business purchases and making travel arrangements. Some cards offer cash back incentives on purchases such as gas, and office supplies. Other offers include the ability to earn bonus frequent flyer miles.
One of the biggest benefits of using a business credit card is the ability to track purchases and keep accurate records. Using a business card also keeps your personal credit history separated from your business credit. Business owners who have employees can authorize them to use a company card, which facilitates the tracking of employee expenditures.
Businesses that make purchases from foreign companies should also be aware of the fees that credit card companies can charge for making foreign exchanges.
When shopping for a business credit card, compare the different offers, incentives and travel rewards that vary widely. Some cards offer additional perks such as imprinting your company's name on the credit card, no pre-set spending limits, and online account management.
Using a business credit card can help you run your business, track purchases and keep records more efficiently.
Online Applications for Business Credit Cards
These online credit card applications keep your personal data safe by utilizing SSL technology.
Advanta Platinum with Rewards Customized BusinessCard
- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR Thereafter*
- 7.99% Variable APR on Purchases
- Choice of 5% Cash Back on Office Supplies, Gas and More*
- No Annual Fee and No Limit on Earnings
- Get Employee Cards with No Fee and Set Spending Limits Per User
- $0 Fraud Liability
- Personalized Card -- Your Company Name on The Card, Plus Your Logo or Other Image!
- *See Terms & Conditions for Important Information, Benefits and Limitations
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 15 Months | 7.99% Variable | Very Good | $0 |
American Express® Platinum Business FreedomPass(SM) Card
- 5,000 Point Welcome Bonus with First Purchase
- Earn 1 Point for Virtually Every Dollar You Spend
- Redeem for Savings on Any Flight, Hotel, Car Rental or Cruise
- No Blackout Dates and No Travel Restrictions
- 0% Introductory APR on Purchases for the First 12 Months
- No Annual Fee and the Option to Pay over Time or Pay in Full
- No Annual Fee for Additional Cards
- Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Months | As low as Prime + 3.99% Variable | Very Good | $0 |
Citi® Professional(SM) Cash Card
- 0% APR on Purchases for 12 Months*
- Earn 3% Cash Back on Purchases at Restaurants, Gas Stations, Certain Office Supply Merchants, and for auto rentals. Plus Earn 1% Cash Back on Other Purchases*
- Online Expense Organizer Helps Track, Categorize and Report Expenses for Billing, Reimbursement and Taxes
- Quarterly and Annual Account Summaries and Categorized Statements at No Additional Cost
- No Annual Fee
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Months | 9.99% Variable | None | $0 |
Advanta Platinum BusinessCard
- 0% Intro APR on Balance Transfers and Purchases for 12 Months*
- [Actual Offered Rate] Variable APR thereafter
- Up To $50,000 Credit Line
- No Annual Fee
- Get Employee Cards with No Fee and Set Spending Limits Per User
- $0 Fraud Liability
- Personalized Card - Your Company Name on the Card, Plus Your Logo
- *See Terms & Conditions For More Information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Months | 11.99% Variable | Very Good | $0 |
Capital One® Business Platinum with No Hassle Cash(SM)
- Enjoy the Convenience of Cash Rewards
- 0% APR on Purchases Until June 2009
- 1% Cash Back on All Purchases With No Category Limits and No Restrictions
- A 25% Bonus Each Year on Cash You Earned the Previous Year
- No Annual Fee
- Free Employee Cards With Individual Spending Limits You Set
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR on purchases until June 2009 | As low as 14.99% Variable | Very Good | $0 |
The Platinum Business Credit Card
- Option to Enroll in the Membership Rewards Express® Program Fee-Free
- There's No Limit to the Number of Points You Can Earn
- Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
- 0% APR for the First 12 Months
- No Annual Fee
- No Annual Fee for Additional Cards
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Months | As low as Prime + 2.99% Variable | Very Good | $0 |
The Business Gold Rewards Card
- Business Ownership has Become more Rewarding
- Earn up to 40,000 Bonus Points in One Year - Enough for One Domestic Round-Trip Airline Ticket Plus Other Business Supplies
- Points Have No Expiration Date
- No Limit to the Number of Membership Rewards® Points You Can Earn
- No Annual Fee for the First Year - A Savings of $125
- No Pre-Set Spending Limit* and No Finance Charges
- Save 3-25% on Business Purchases at Companies Like FedEx®, Delta®, Hertz® and More
- Automatic Complimentary Enrollment in the Membership Rewards® Program
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | No APR | Good | $125 |
Chase Business Rebate Visa® Card
- 3% Cash Back** for Purchases at Restaurants, Gas Stations, Office Supply Stores, Building Supply Stores, and Hardware and Home Improvement Stores
- 1% Cash Rebate on All Other Purchases
- 0% APR for Up To 12 Months* on Purchases and Balance Transfers
- No Annual Fee
- Free Additional Cards for Your Employees, Free Quarterly Reports and Other Online Account Management Tools to Help You Keep Track of Your Business Expenses
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Months | 10.99% Variable | None | $0 |
Discover® Business Miles Card
- 0% Intro APR* on Card Purchases and Balance Transfers
- 12,000 Bonus Miles*
- No Annual Fee
- Earn Double Miles on Travel and Gas*
- Get up to 1 Mile Per Dollar on All Other Purchases
- Travel With No Restrictions - Book Any Airline, Any Date, Any Seat
- *View Discover® Card Rates, Fees, Rewards and Other Important Information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | 13.99% Variable | None | $0 |
American Express SimplyCash® Business Card
- Earn 5% Cash Back on Automobile Gas, Office Supplies, and Wireless Services
- Earn 1% Cash Back on Virtually All Other Purchases
- No Limits to The Cash Back You Can Earn
- Cash Back is Automatically Credited to the Statement Each Month
- 0% Introductory APR for Up to 12 Months
- No Annual Fee with the Flexibility to Pay in Full or Carry a Balance
- Additional Cards Have No Annual Fee
- Save 3-25% on Business Purchases at Companies Like FedEx®, Delta®, Hertz® and More
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for Up to 12 Months | As low as Prime + 0% Variable | Very Good | $0 |
CitiBusiness® Card with ThankYou(SM) Network
- 0% APR on Purchases for 12 Months*
- 10,000 ThankYou® Points After $250 in Purchases, Redeemable for a $100 Gift Card*
- 3 ThankYou Points for Each Dollar Spent on Eligible Purchases at Certain Office Supply Merchants and on Professional Services*
- 1 ThankYou Point for Every Dollar You Spend on Other Purchases*
- No Annual Fee
- Additional Cards for Employees With Credit Limits You Set
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Months | 9.99% Variable | Very Good | $0 |
Starwood Preferred Guest® Business Credit Card from American Express®
- Earn 10,000 Starpoints with Your First Purchase - That's Good for Up to 3 Free Nights
- Earn 1 Starpoint for Every Eligible Dollar You Spend on the Card and 2 Starpoints at Participating Starwood Hotels and Resorts
- Redeem at Over 860 Participating Starwood Hotels and Resorts in 95 countries Including Sheraton®, Westin® and W Hotels®
- Transfer to Over 30 Frequent Flyer Programs, Most on a One-to-One Basis
- Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
- No Annual Fee for the First Year - a Savings of $45
- Voted Best Affinity Credit Card by Frequent Travelers in 19th Annual Freddie Awards
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 2.9% APR for 6 Months | Prime + 9.99% Variable | None | $45 |
Discover® Business Card
- 0% Intro APR* on Balance Transfers and Card Purchases for 12 Months
- 5% Cashback Bonus® on Office Supplies, 2% on Gas and Up To 1% on All Other Purchases*
- No Annual Fee
- Earn 5 to 20% Cashback Bonus at Top Retailers through Discover's Exclusive Online Shopping Site
- Fee-Free Purchase Checks to Pay Merchants Who Don't Accept Credit Cards
- Free Employee Cards with Customizable Limits and Monthly Reporting on Their Spending
- *View Discover® Card Rates, Fees, Rewards and Other Important Information
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% Intro APR* | 13.99% Variable | None | $0 |
Blue Cash® for Business Credit Card
- Up To 5% Cash Back on Virtually all Purchases
- No Limit on the Cash Back You Can Earn
- No Annual Fee
- 0% Intro APR for First 6 Months
- Option to Pay over Time or Pay in Full
- Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
- Earn Cash Rewards on Purchases Made by Additional Cardholders
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 6 Months | As low as Prime + 2.99% Variable | None | $0 |
Business Green Rewards Card
- Receive 5,000 Bonus Points on Your First Purchase
- No Pre-Set Spending Limit* or Finance Charges
- Earn One Membership Rewards® Point for Virtually Every Dollar You Spend with No Limits and No Expiration Dates
- Save 3-25% on Business Purchases at Companies Like FedEx®, Delta®, Hertz®, and More
- Redeem Points for Top-Tier Rewards Including Travel, Merchandise, Office Equipment, and Gift Cards for You or Your Employees
- No Annual Fee for the First Year - a Savings of $95
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | No APR | None | $95 |
First National Business Edition Visa® Card
- 0% APR* on Purchases for the First 12 Billing Cycles After Account is Opened
- No Annual Fee
- Separate Business Expenses for Company Travel, Entertainment, Supplies or Other Necessary Purchases
- Online Access to View Transactions, Pay Your Bill, View Up to 48 Prior Statements for Both Individual Cardholders and for Companies With Multiple Cardholders
- Purchases Automatically Protected From Theft or Damage Within the First 90 Days
- Receive Easy-To-Read Management Reports, Itemizing Your Employees' Business Expenditures
- Get Records of Tax-Deductible Expenses
- Receive Up to 60% Off Regular Rates at More Than 11,000 Hotels, Motels and Resorts in 146 Countries and Territories
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Months | APR Varies* Variable | None | $0 |
Advanta Platinum BusinessCard with Rewards
- 0% APR for 15 Months on Balance Transfers, 7.99% APR Thereafter*
- 7.99% Variable APR (Based on Prime) on Purchases
- Up to 5% Cash Back on Office Supplies, Gas and More*
- No Annual Fee and No Limit on Earnings
- Get Employee Cards with No Fee and Set Monthly Spending Limits Per User
- $0 Fraud Liability
- Personalized Card -- Your Company Name on the Card, Plus Your Logo
- *See Terms & Conditions for Important Information, Benefits and Limitations
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 15 Months | 7.99% Variable | Very Good | $0 |
Chase Platinum Business Card
- Save with 0% APR for Up To 12 Months on Purchases and Balance Transfers*
- Free Online Reporting - Quarterly Reports Enable You to Monitor Your Business Spending
- No Annual Fee
- Platinum Business Benefits - Value Benefits Such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and Travel Accident Insurance
- Visa Business Partner Advantage - Savings of Up To 20% From Leading Retailers with Special Offers on Computer Equipment, Office Supplies and More
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Months | 8.99% Variable | Very Good | $0 |
Advanta Life of Balance Platinum Card
- 2.99% APR for Life of Balances Transferred within 3 Months*
- Choice of 6% Cash Back on Bonus Qualifying Purchases* or Travel Rewards
- No Annual Fee and No Limit on Earnings
- Get Employee Cards with No Fee and Set Spending Limits Per User
- $0 Fraud Liability
- Personalized Card -- Your Company Name on the Card, Plus Your Logo
- *See Terms & Conditions for Important Information, Benefits and Limitations
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 2.99% APR for Life of Balance Transfers | 9.99% Variable | Very Good | $0 |
JetBlue Business Credit Card from American Express®
- Exclusive Benefit for JetBlue Business Cardmembers: 5% Savings on JetBlue® flights Purchased With Your Card
- 50 TrueBlue® Points, Worth 1/2 of a Free Flight, after Your First Purchase
- Earn 1 Award Dollar for Virtually Every Dollar You Spend
- Earn Double Award Dollars on JetBlue® Purchases, Gas, Wireless Phone Charges, and More
- Save 3-25% on Business Purchases at Companies Like FedEx®, HertzJ, and More
- Your TrueBlue® Points Don't Expire When You Use Your Card
- Protection when You Travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and More
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 3.99% APR for 6 Months | Prime + 9.99% Variable | None | $40 |
CitiBusiness® Card
- 0% APR on Purchases and Balance Transfers for 12 Months*
- No Annual Fee
- Business-Size Credit Line
- Free Additional Cards for Employees with Credit Limits You Set
- Savings on Everyday Business Purchases
- Quarterly and Annual Account Summaries
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Months | 7.99% Variable | Very Good | $0 |
Capital One® Business Platinum with Preferred No Hassle Miles(SM)
- Earn Double Miles on Travel and Entertainment Purchases
- 0% APR on Purchases Until June 2009
- Double Miles on Travel and Entertainment Purchases and One Mile Per Dollar on All Other Purchases
- Redeem Miles for Cash Back, Gift Cards, Flights and More
- No Annual Fee
- Free Employee Cards with Individual Spending Limits You Set
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR on purchases until June 2009 | As low as 14.99% Variable | Very Good | $0 |
Blue for Business® from American Express
- 0% introductory APR on Purchases for the First 15 Months
- No Annual Fee with the Flexibility to Pay in Full or Carry a Balance
- No Annual Fee for Additional Cards
- Option to Enroll in the Complimentary Membership Rewards Express® Program, with Flexible Rewards for You or Your Business
- Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
- Built-In ExpressPay Technology that Lets You Make Small Purchases Fast without Swiping Your Card
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for up to 15 Months | As low as Prime + 2.99% Variable | None | $0 |
Capital One® Business Platinum with Double No Hassle Miles(SM)
- Earn Rewards Twice as Fast!
- 2 Miles Per Dollar Spent on Purchases
- Redeem Miles for Cash Back, Gift Cards, Flights and More
- Fly on Any Airline With No Blackout Dates or Seat Restrictions
- No Annual Fee
- Free Employee Cards With Individual Spending Limits You Set
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | 17.99% Variable | Very Good | $39 |
Capital One® Business Platinum
- Separate Your Business and Personal Expenses
- 0% APR on Purchases Until June 2009
- No Annual Fee
- Free Year-End Summary
- Free Employee Cards with Individual Spending Limits You Set
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% on Purchases until June 2009 | As low as 9.99% Variable | Very Good | $0 |
Capital One® Business Platinum with No Hassle Miles(SM)
- Earn Miles and Get a Low Introductory Purchase Rate, Too
- 0% APR on Purchases Until June 2009
- 1 Mile Per Dollar Spent on Purchases
- Redeem Miles for Cash Back, Gift Cards, Flights and More
- No Annual Fee
- Free Employee Cards With Individual Spending Limits You Set
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR on purchases until June 2009 | As low as 9.99% Variable | Very Good | $0 |
Gold Delta SkyMiles® Business Credit Card
- Get 15,000 SkyMiles® with First Purchase
- Earn up to 30,000 Bonus Miles in Your First Year
- Save 5% on All Delta Flights with Your Card
- One Delta Mile for Virtually Every Dollar You Spend
- No Annual Fee for the First Year - A Savings of $95
- No Annual Fee for Additional Cards
- Save 3-25% on Business Purchases at Companies like FedEx®, Hertz®, and More
- Now You Can Redeem Your Miles for Any Delta Seat, Any Time at Delta.com. Pay with Miles is an Exclusive New Benefit for Gold Delta SkyMiles® Business Credit Cardmembers that Goes Above and Beyond to Help Ensure that Your Miles Work the Way You Want Them To
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | Prime + 9.99% Variable | Good | $95 |
Business Edition® Plus Visa® Card
- Introductory 0% APR* on Purchases for the First Six Billing Cycles After Your Account is Opened
- Earn 3 Points With Every Dollar You Spend on Gas, Restaurants, Office Supply and Home Improvement Stores. Plus 1 Point on All Other Purchases*
- No Annual Fee
- Receive Easy-to-Read Management Reports, Itemizing Your Employees' Business Expenditures, and Records of Tax-Deductible Expenses
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 6 Billing Cycles | APR Varies* Variable | None | $0 |
Citi® Professional(SM) Card with ThankYou(SM) Network
- 0% APR on Purchases for 12 Months
- 10,000 ThankYou® Points after $250 in Purchases, Redeemable for a $100 Gift Card*
- Get 3 ThankYou Points for Every Dollar You Spend on Purchases at Restaurants, Gas Stations, on Auto Rentals and at Certain Office Supply Merchants*
- 1 ThankYou Point for Every Dollar You Spend on Other Purchases*
- Online Expense Organizer Helps Track, Categorize and Report Expenses for Billing, Reimbursement and Taxes
- No Annual Fee
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Months | 10.99% Variable | None | $0 |
Chase Business Cash Rewards Card
- Earn Up To 5% Cash Back with Unlimited Rewards Potential
- With No Merchant or Category Spending Restrictions, You Can Earn Points by Shopping Wherever You Want, for Whatever You Want
- 0% APR on Purchases and Balance Transfers for Up To 12 Months
- Pay No Annual Fee
- Receive Quarterly Management Reports
- Receive Additional Cards Your Employees Can Use
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Months | 10.99% Variable | None | $0 |
TrueEarnings® Business Card from Costco and American Express
- 5% for Buying Gas
- 3% for Dining Out
- 2% for Travel Purchases from Airline, Lodging, Car Rental, Cruise Line, Travel Agency and Tour Operator Merchants
- 1% on All Other Eligible Purchases
- Rebates are Awarded Annually in the Form of an In-Store Coupon
- Apply online now
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 3 Months | 15.99% Variable | None | $0 |